Published September 3, 2025

Buying New Construction in Maryland: Pros, Cons & Key Questions to Ask

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Written by Teal Clise

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Thinking about buying new construction in Maryland? Whether it’s a sleek townhouse in Anne Arundel County, a single-family home in Howard County, or a luxury build in Baltimore County, new homes can be appealing. Everything is fresh, modern, and built to today’s standards. But like any major investment, there are advantages and drawbacks to consider.

Here’s your inside scoop on the pros, cons, and smart questions to ask before signing on the dotted line.


The Perks of New Construction

  • Modern Design and Features: Open floor plans, large kitchens, and energy-efficient systems come standard.

  • Customization: Depending on the builder and stage of construction, you may get to choose finishes, flooring, or even layout options.

  • Lower Maintenance: New roofs, appliances, and HVAC systems mean fewer repairs in the first several years.

  • Builder Warranties: Many builders offer warranties that cover structural issues or major systems for added peace of mind.


The Drawbacks to Watch Out For

  • Price Tag: New construction often comes at a premium compared to resale homes in the same area.

  • Timeline Delays: Weather, labor shortages, or supply chain issues can push back move-in dates.

  • Landscaping and Community Growth: Newly built neighborhoods may lack mature trees, amenities, or fully developed community charm at first.

  • Hidden Costs: Upgrades can add up quickly, and sometimes the model home you toured includes features not in the base price.


Key Questions to Ask Your Builder

  1. What’s included in the base price? (Be clear on standard finishes versus upgrades.)

  2. What warranties are offered and what do they cover?

  3. When is the expected completion date, and what happens if it’s delayed?

  4. Are there HOA or community fees, and what do they include?

  5. What incentives are available for using the builder’s preferred lender or title company?

  6. How has the builder performed in other Maryland communities? (A local agent can help check reviews and track records.)


Why Work With a Buyer’s Agent on New Construction?

Many buyers assume they don’t need an agent when purchasing new construction. The reality? The builder’s sales rep works for the builder, not for you. Having an experienced Maryland agent means you have someone negotiating upgrades, reviewing contracts, and ensuring your interests are protected.

In areas like Ellicott City, Bel Air, and Annapolis, competition for new builds can be high. A knowledgeable agent will help you strategize so you don’t overpay or miss out.


The Bottom Line

New construction offers modern perks and peace of mind, but it’s not always the right choice for everyone. The best move is to go in informed, ask the right questions, and lean on the guidance of a trusted real estate team.


Build Your Future with the Teal Clise Group

Thinking about buying new construction in Maryland? Let the Teal Clise Group guide you through the process, from choosing the right builder to negotiating smartly. Contact us today for a consultation and let’s make sure your dream home is a solid investment.

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Buyer Insights, Buying Smart, New Construction Watch
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